Narodnogospodarski vidiki nacionalne stanovanjske varčevalne sheme /
Namen stanovanjske varčevalne sheme je vzpodbujati dolgoročno varčevanje občanov ter reševati njihovo stanovanjsko problematiko. Od leta 1999 potekajo že štiri generacije, približno sedemdeset tisoč ljudi pa je privarčevalo okoli 40 milijard sit. Petletno obdobje prve generacije varčevalne sheme se...
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| Main Authors: | , |
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| Format: | Book Chapter |
| Jezik: | Slovenian |
| Teme: | |
| Sorodne knjige/članki: | Vsebovano v:
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| Izvleček: | Namen stanovanjske varčevalne sheme je vzpodbujati dolgoročno varčevanje občanov ter reševati njihovo stanovanjsko problematiko. Od leta 1999 potekajo že štiri generacije, približno sedemdeset tisoč ljudi pa je privarčevalo okoli 40 milijard sit. Petletno obdobje prve generacije varčevalne sheme se bo izteklo v letu 2004, dobro leto za njim pa petletno obdobje druge generacije. Po tem jima bodo vsako leto sledili zaključki petletnih obdobij vseh naslednjih shem, dokler se v letu 2009 ne bosta prvič križala zaključka petletnega in desetletnega varčevanja. Glede na opisano pričakujemo v letu 2004 povečanje vrednosti gradbenih del v Sloveniji za dobro petino, v letu 2005 pa za dobro desetino (podobno tudi v letih od 2006 do 2008). Učinek shem na gospodarstvo bo ugoden, vendar ob predpostavki, da bo prišlo do povečanega povpraševanja po novogradnjah, ne pa zgolj po že obstoječih stanovanjih. Povečanje aktivnosti v gradbeništvu bo vplivalo v prvem letu na povečanje bruto investicij (+8,9%), temu bo sledilo večje zaposlovanje (+0,5%) in potrošnja prebivalstva (+3,6%). Glede na akceleratorsko naravo investicij v Sloveniji in povečano porabo prebivalstva lahko zaradi vzajemnega delovanja multiplikatorja in akceleratorja pričakujemo tudi krepitev BDP (+1,5%) itn. Simulacije so pokazale manjšo depreciacijo tečaja tolarja (0,4%), učinek na inflacijo pa bo zanemarljiv. The housing savings scheme is designed to encourage long-term savings and to solve the housing problems. There have already been four generations since 1999 and approximately 70,000 inhabitants have saved around SIT 40 bilion. The five-year period of the first generation of the savings scheme will expire in the year 2004 while the five-year period of the second generation will expire a year after. Herein, they will be followed each year by the completions of the five-year periods of all subsequent schemes until the year 2009, when the completions of the five-year and the ten-year savings periods will overlap for the first time. According to the above mentioned facts, the value of building constructions in Slovenia is expected to increase by more than one fifth in 2004 and by more than one tenth in 2005 (the similar is expected between the years 2006-2008). The impact of schemes on the economy will be favourable presuming that the demand for new buildings and not only for the existing ones increases. In the first year, the increased activities in the building industry will have the impact on the increase of the gross investments (+8.9%), followed by the increase in employment (+0.5%) and in consumer consumption (+3.8%). With regard to the acceleration of investments in Slovenia and to the increased consumer consumption, we can, due to the mutual action of the multiplicator and the accelerator, expect the strengthening of the GDP (+1.5%), of the industrial production (+1.5%), etc. The simulations have shown a minor depreciation of the tolar exchange rate (0.4%) while the impact on the inflation will be negligible. |
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| Fizični opis: | str. 435-449 : Tabele, graf. prikazi. |
| Bibliografija: | Bibliografija: str. 449. Povzetek ; Abstract. |
| ISSN: | 0547-3101 |