Macro determinants of the banking sector results in the Czech Republic, Slovakia and Slovenia = Makro determinante rezultatov bančnega sektorja v Češki Republiki, Slovaški in Sloveniji /
Exposure to macroeconomic risk factors across banks is a source of systemic risk that influences the banking sector results. Comparative analysis on macroenvironment influencing the NPL ratio performance has not been made yet for the New EU Member States. In this paper, we present some evidence on m...
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| 008 | 070511s2007 xv |||||||||||||| ||eng c | ||
| 040 | |a EPF |b slv |c SI-MaIIZ |d EPF |e ppiak | ||
| 041 | 0 | |a eng |b eng |b slv | |
| 080 | |a 336.71 | ||
| 100 | 1 | |a Festić, Mejra. |4 aut | |
| 245 | 0 | 0 | |a Macro determinants of the banking sector results in the Czech Republic, Slovakia and Slovenia = |b Makro determinante rezultatov bančnega sektorja v Češki Republiki, Slovaški in Sloveniji / |c Mejra Festić. |
| 246 | 3 | 1 | |a Makro determinante rezultatov bančnega sektorja v Češki Republiki, Slovaški in Sloveniji |
| 300 | |a str. 24-41. | ||
| 504 | |a Bibliografija: str. 40-41. | ||
| 520 | |a Exposure to macroeconomic risk factors across banks is a source of systemic risk that influences the banking sector results. Comparative analysis on macroenvironment influencing the NPL ratio performance has not been made yet for the New EU Member States. In this paper, we present some evidence on macroeconomic variables affecting the NPL ratio in the Czech Republic, Slovakia and Slovenia. The GDP growth might have improved borrowers' ability to serve their bank loans in Slovenia, meanwhile the accelerating non-performing loans ratio dynamics has failed to support the hypothesis that the GDP growth fosters an improvement in the non-performing loans ratio in the case of Slovakia. Meanwhile deceleration in the non-performing loans on net export impulses has supported a pro-cyclical theory in the Czech Republic, Slovakia and Slovenia. The response of non-performing loans on inflation supports the hypothesis about the lowering inflation that decelerates the non-performing loans ratio. Savings have accelerated the non-performing loans ratio in the case of Slovakia and Slovenia. The banking sector performance in terms of the non-performing loans ratio is possibly reflecting a favourable assessment of the economic growth and an increasing indebtedness of private sector could become causes of concern if the macroeconomic environment should develop less favourably. | ||
| 520 | |a Makroekonomsko okolje vpliva tudi na uspešnost poslovanja bank, ki se kaže v deležu neizterljivih posojil v celotnih posojilih. Gospodarska rast in rast varčevanja v narodnem gospodarstvu naj bi tako prispevala k zniževanju deleža neizterljivih posojil v celotnih posojilih, medtem ko je vpliv varčevanja lahko dvosmeren, in sicer, več prihrankov lahko vzpodbudi banke k ohlapnejšim kriterijem dodeljevanja posojil (Slovenija in Slovaška). Potrdili smo procikličnost rezltatov poslovanja bank, ki smo jo izrazili kot delež neizterljivih posojil v celotnih posojilih) z rastjo bruto domačega proizvoda za Slovenijo, Češko in Slovaško. | ||
| 653 | 0 | |a bančništvo |a Slovenija |a Češka |a Slovaška |a krediti | |
| 773 | 0 | |t Gospodarska gibanja |d Ljubljana : Ekonomski institut Pravne fakultete, 1971- |x 0351-0360 |g Št. 390 (mar. 2007), str. 24-41 | |